Adulting Finances
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Car payment calculator · Free tool

New or lightly used?

The sticker price is one number. The monthly payment is the one you live with. Compare two cars on the same loan.

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Car payment calculatorFree tool

New or lightly used?

for a $38,000 new car

New, $38,000$597/mo
Used, $20,000$290/mo

$307 a month apart, or $22,104 over the loan. Assumes $3,000 down, 7% APR and 72 months.

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New or lightly used? $597/mo, for a $38,000 new car.

Educational estimates based on what you enter, not a recommendation. In the program, these calculators start from your saved numbers and save straight back to your plan.