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Debt payoff calculator · Free tool

What does a card balance cost?

Minimum payments feel manageable. See what they cost you over time, and what a bigger payment saves.

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Debt payoff calculatorFree tool

What does a $4,000 card balance cost?

paid in all at $100 a month: your $4,000 plus $4,128 in interest

Paying $100 a month82 months
Paying $250 a month20 months

At $250 a month you’d pay $4,869 in all, $869 of it interest. Assumes 24% APR and no new charges.

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What does a $4,000 card balance cost? $8,128, paid in all at $100 a month: your $4,000 plus $4,128 in interest.

Educational estimates based on what you enter, not a recommendation. In the program, these calculators start from your saved numbers and save straight back to your plan.